Ocean Front Del Mar Real Estate

April 4-10, 2010 was designated as the National Window Safety Week by the National Safety Council. Here are some window safety tips to prevent accidents from happening in your San Diego Coastal Home.

For Toddlers and Young Children

 

• Never leave your children unsupervised around open windows
• Make sure to keep furniture away from windows, especially those that can be used as foothold by your kids.
• The play area in your child's room should be either in the center of the room or against the wall, rather than beside the window.
• If you want to keep your child's room ventilated, open the top sash of your Double Hung windows so that kids cannot reach them while keeping the bottom part closed.

 

For Teenagers

 

• Do not paint over or nail your windows shut, in case there is an emergency.
• Never nail or attach decorative lights to window frames in bedrooms
• Do not crawl out of windows to sit on the roof.
• Avoid hanging flags or other items out of the window of your San Diego Coastal Home.

 

For Young Adults

 

• Plant shrubs, grass and other plants directly under the window so that they may serve as cushion in case somebody falls out the window.
• Make sure that your windows have multi-point locks to help provide more protection against intruders and make it more difficult for young children to open.
• Tell children that they should not push against the window screens because the screens are there to keep insects out and it will not be able to support their weight.

 

For Older Adults

 

• Double or single hung windows may be too stressful on the back or hands of older people, therefore Casement windows are a much better option since they require no lifting action to operate.
• Consider using impact-resistant glass on windows for added security measures.
• Order windows with vinyl frames for easier maintenance. Since vinyl windows are resistant to rot, decay and insect infestations.
• Slider windows are also a great option since they require little force to operate and allows for maximum ventilation at your San Diego Home. 

 

 

 

http://www.oceanfrontdelmarhomes.com/00A9E7

2 of the most common culprits that let heat and air-conditioning escape from homes are leaks and poor insulation. Here are some guidelines to minimize these weak areas of your Oceanfront Del Mar home and, ultimately, save you money:

Replace old windows. 5-30% of a home or condo's energy is lost from drafty windows and adoors. Consider getting storm windows, as these act as a wind buffer and insulation, which would be a big help in your energy-saving plans. It also protects the prime windows from weather degradation, which lessens the need for future paint jobs.

Upgrade your old furnace. As much as 50% of your heating bill can be saved by replacing an old, inefficient furnace with a new Energy Star-certified one.

Look for the right storm door. Your Oceanfront Del Mar home's front door can be better protected by storm doors, which add insulation and stop drafts. The tighter the fit, the better the insulation, and the more effective the storm door will be. Most of these have adjustable bottoms that slide up and down when its screws are loosened a bit. This will allow it to fit snugly to the door's threshold which stops drafts.

Insulate sidewalls and garage. As with many old homes, heat is lost through sidewalls. Upgrade your sidewall insulation using any of these materials: fibreglass, cellulose fiber, or any type of foam. Each of these will cut down air infiltration through sheathing gaps, and also eliminate inside-outside heat flow.

Improve attic insulation. Most attics are not properly insulated, and upgrading an its insulation can be one of the best ways to have better energy efficiency. 2 of the most commonly used materials for attics are fibreglass and cellulose fiber. You must make sure every nook and cranny is fitted snugly so that air does not leak out or seep in.

Using these guidelines will help you achieve an energy efficient Oceanfront Del Mar Home.

 

For more information on Oceanfront Del Mar Homes for Sale, contact:

Maxine & Marti Gellens
1299 Prospect Street,
Suite 303
La Jolla, CA 92037
Tel: 858-551-6630

 

 

 

http://www.oceanfrontdelmarhomes.com/00A84D

The Holiday Wonderland Event in the Village of Del Mar offers the perfect opportunity for the whole family to come together and enjoy a true old-fashioned celebration.

The event is rich in activities and allows families to create long lasting memories to treasure for years to come. 

The day can begin with a visit from Santa along with photos and frames to capture the magical moment. The children can then enjoy a good time at the Bully's Fun Zone offering face painting, a jumpy and giant slide, carnival games and even an obstacle course. 

Other fun activities include horse and carriage rides, cookie decorating and ornament making. 

You can enjoy live music and food tasting at over 20 participating Del Mar restaurants.  Food vendors will also offer fun treats such as cotton candy, hot dogs and popcorn, amongst others. 

The Holiday Wonderland Event also offers an exciting selection of holiday entertainment.  Enjoy holiday songs from the carolers, music from local school choirs, jazz bands and dance performances!

This year the festivities were held between 1pm and 5pm on Sunday December 6^th, 2009.  This is an annual event so if you missed out on all the fun this year, make sure to mark your calendars for next years Holiday Wonderland!

 

 

For more any information on Oceanfront Del Mar Homes for Sale, contact:

Maxine & Marti Gellens
1299 Prospect Street,
Suite 303
La Jolla, CA 92037
Tel: 858-551-6630

http://www.oceanfrontdelmarhomes.com/00A4CB

 

The Top 10 Things To Do Near Your Luxury La Jolla Homes

The reader polls are in, and here are the results for the top 10 things to do in San Diego County. What makes these places the best? Visitors have agreed that these are places that helped create their fondest memories and photo opportunities!

 

 

1.     Hotel del Coronado

1500 Orange Ave, Coronado, CA
Coronado's landmark hotel offers a spectacular beachfront setting combined with contemporary luxury, elegant dining and abundant recreational activities.

2.     San Diego Zoo

2920 Zoo Dr, San Diego, CA
World-famous zoo is home to over 4,000 rare and endangered plant and animal species, plus food, educational programs and more.

3.     Old Town Mexican Cafe

2489 San Diego Ave, San Diego, CA
Legendary Old Town spot known for warm tortillas, premium margaritas and Mexican specialties served in a family-friendly atmosphere.

4.     San Diego Sailing Center

1010 Santa Clara Pl, San Diego, CA
Rent a sail boat and explore the many inlets of the famous San Diego Bay.

5.     Del Mar Thoroughbred Club

2260 Jimmy Durante Blvd, Del Mar, CA
Glamorous Hollywood history and modern horseracing combine at this legendary racetrack located "where the turf meets the surf."

6.     Hike Bike Kayak

2246 Avenida de la Playa, La Jolla, CA
Hike, bike or kayak the coast from PB to La Jolla.

7.     Bertrand at Mister A's

2550 Fifth Ave 12th Fl, San Diego, CA
Special-occasion spot embodies fine dining with a classic steak and seafood menu, impeccable service and unrivaled views of the city.

8.     Cabrillo National Monument

1800 Cabrillo Memorial Dr, San Diego, CA
Awesome ocean views, hiking trails, tide pools, and a famous lighthouse lure visitors to this scenic national park.

9.     Black's Beach

Torrey Pines Scenic Drive, San Diego, CA
Secluded, notorious nude beach is a prime surfing spot just south of Torrey Pines State Beach.

10. Petco Park

100 Park Blvd, San Diego, CA
Cheer on the Pads during a Friday night baseball game Downtown.

 

http://www.oceanfrontdelmarhomes.com/006532

Q & A with Luxury Real Estate Agents Maxine & Marti Gellens

 

In case you missed Thursday's live chat on www.SignOnSanDiego.com with the #1 Prudential Real Estate Agents in San Diego and Southern California,  Maxine & Marti Gellens, we've got the transcript below.

 

Ask the Pro's Interview with Maxine & Marti Gellens

SignOn Moderator:  Hello Everyone! Welcome to Real Estate Ask the Pros with Maxine & Marti Gellens of Prudential California Realty. Our forum today is intended for educational purposes, not to replace the advice of your tax planning professional or your attorney. If you are already represented by an agent- your agent represents you and is in the best position to advise you.

 

[Comment From Maxine and Marti Gellens]
Hello welcome to our online chat. This is Maxine and Marti Gellens.

 

 

[Comment From Tom]
I'm new to San Diego, what would you say are the top 3 luxury communities in this market?

 

Maxine and Marti Gellens:  La Jolla, Del Mar and Rancho Santa Fe

 

[Comment From Katie young]
If I inherit a home, how is the cost basis figured?

 

Maxine and Marti Gellens:  Please refer to your tax consultant. And then we would love to help you.

 

[Comment From Joseph Turner]
Under the new administration, are there any new tax consequences (positive or negative) that I should be aware of when purchasing a home? Thanks, - Joseph

 

Maxine and Marti Gellens:  Hi Joseph, again please refer to your tax consultant

 

[Comment From Sam]
What price range is considered to be luxury in the San Diego market?

 

Maxine and Marti Gellens:  Hi Sam, it depends upon the neighborhood within the San Diego area as they all have different price points. For instance, the luxury price point in La Jolla begins around 3-4 million. In Mission Hills it begins around 2 million.

 

Comment From Suzanne]
Being new to real estate, I have looked and looked for a checklist of sorts to know what forms to use, when, how, why, and what goes to whom. Does any such thing exist? I noticed in WinForms, there is a Transaction Checklist, but it is mainly geared for the Listing side, while I am focusing on the Selling side.

 

Maxine and Marti Gellens:  Good Morning Suzanne. Since we work with Prudential California Realty, all of the required forms and checklists are provided by our Broker. You could also use the services of a Transaction Coordinator to facilitate all of the required documents for a real estate transaction.

 

Comment From Sam]
I have not seen you mention Coronado at all... is that not considered part of San Diego?

 

Maxine and Marti Gellens:  Sam, yes Coronado definitely is. We were just giving you some examples. The luxury price point would start around 2 million in Coronado.

 

[Comment From Suzanne]
I am trying to rent my home in order to save it from foreclosure. I have yet to receive a ND, so if I can rent it, according to my lender, the amount from the 1st months rent and deposit would be all I need to be able to do a loan modification. This really is my last chance to save my home, since I do not have any other income possibilities at the moment. However, I do not want to risk having a renter be caught up in my mortgage mess. What are your thoughts in how best to go about this?

Maxine and Marti Gellens:  Suzanne, you will need to refer to your specific lender, for your specific situation. In any case, if you do rent the property, you will need to disclose your situation to any potential tenant.

 

[Comment From Derick]
I have not selected an agent yet, how should I go about choosing the company and the agent to work with?

 

Maxine and Marti Gellens:  Derick - Use an agent in your specific area. Ask your neighbors or people that live in the area who they would recommend. Interview 3 agents and have them provide to you their track record and a marketing plan. Derick - Feel free to give us a call at 858-551-6630 or e-mail us at maxine@gellens.com. We would love to help you out or give you a referral.

 

 [Comment From Ryan]
I'm interested in the luxury market, but I'm a little cautious. How have they faired recently considering the market decline?

 

Maxine and Marti Gellens:  Hi Ryan. The luxury market has definitely been hit, but it seems to be stabilizing. However, being cautious is not a bad thing.

 

[Comment From timothy]
Would you consider discounting your commission on large transactions?

 Maxine and Marti Gellens:  Timothy - Commissions are negotiable and we would discuss our fee with you in a face to face meeting.

 

[Comment From Guest]
How important is the Internet these days in marketing your home?

 

 Maxine and Marti Gellens:  Extremely important. We market our properties on 4 of our own sites plus approx. 15 others. 90% of all buyers go online first to look for properties.

 

[Comment From timothy]
is it true if I trade up and stay within a certain price increase or decrease that I can take my existing tax base with me?

 

 Maxine and Marti Gellens:  Timothy, you may sell a home every 2 years and if you are single, $250,000 is tax free after your original purchase price, capital improvements and closing costs including commissions. If you are married it is $500,000. However, we suggest that you refer to your tax advisers for this type of tax information since the laws are changing everyday.

 

What is the most luxurious community in San Diego County?
Del Mar ( 18% )

Coronado( 24% )

Rancho Santa Fe ( 29% )

La Jolla ( 24% )

Downtown ( 0% )

Mission Hills ( 6% )

 

[Comment From Holly]
How do I find out about the best buys in La Jolla?

 

Maxine and Marti Gellens:  Holly, that is a very subjective question, depending on what you're looking for, and who you are asking. We'd be happy to discuss it with you, please call us at (858) 551-6630.

 

 [Comment From Charles]
I've located two homes within my price range that appeal to my wife and me. The first is larger, on a grander piece of property but is adjacent to a less than desirable road situation. The second is located in a beautiful neighborhood with a lovely garden but has less square footage. In your opinion, which option is better for a long term investment?

 

 Maxine and Marti Gellens:  Charles, there is no question that the location of a property is THE most important thing to consider when purchasing a property. A busy road will always hinder future appreciation. This is one case where size doesn't matter!

 [Comment From Al L.]

How high can a conforming high balance loan vs. a non conforming Jumbo loan be??

 

 Maxine and Marti Gellens:  The conforming high balance as of today is $546,250 - going to $697,500 hopefully very soon. With regards to a non-conforming jumbo loan, there are many different programs available depending upon your situation and whether you are using an institutional lender or private banking. All programs are dependent upon down payment.. The sky can be the limit.

 

 [Comment From Al L.]
Thanks....I appreciate your expertise

 

 How did you hear about this chat?
Newspaper ( 40% )

 

Online ( 47% )

 

E-Newsletter ( 7% )

 

Other ( 7% )

 

Comment From Pete R.]
How high does my fico score have to be for a jumbo loan? And is it different for a conforming loan??

 

 Maxine and Marti Gellens:  Pete - 720 if not higher. Yes, for conforming it could be as low as 600.

 

 [Comment From Ervin]
Is it true that most luxury homes are purchased with cash?

 

 Maxine and Marti Gellens:  Hi Ervin, welcome! About 50/50.

 

[Comment From John C.]
What is the price per square foot in La Jolla and also for Oceanfront La Jolla? thanks for the help, guys..

 

 Maxine and Marti Gellens:  John - in La Jolla there is no rule of thumb because it is dependent on view, terrain, location and condition. As far as the oceanfront is concerned in the past year it ranged from $1,500 to $4,000 per square foot.

 

 [Comment From Phil]
When listing a home, what does your typical marketing plan look like?

 

Maxine and Marti Gellens:  Phil - it has an array of options depending upon the property. Marketing is a very big part of our Real Estate practice.  We would be happy to discuss it further with you. Please give us a call at 858-551-6630 or e-mail us at maxine@gellens.com. Thanks!

 

 [Comment From Phil]
Thank you :)

 

 [Comment From Donna J]
What is now considered a Jumbo loan??

Maxine and Marti Gellens:  Donna - As of today a jumbo loan is any loan amount over $546,250. However FHA is at $697,500.

 

 [Comment From Donna J]
My second question regarding jumbo loans is how much down would we have to place??

 

Maxine and Marti Gellens:  Donna - Down payment requirements in San Diego for jumbo loans are generally around 30% down. However, with a perfect financial profile (fico score above 760, with 12 month liquid cash reserves) it could be as low as 20% down.

 

[Comment From Clayton]
Is there a price range in homes you prefer to represent?

 Maxine and Marti Gellens:  Clayton - It is more dependent upon the area in which the property is located rather than the price range. We represent all price ranges. Thanks for asking.

 

 [Comment From Guest]
In La Jolla, what is the average market time to sell a house?

 

 Maxine and Marti Gellens:  The lower priced homes are selling faster than the upper end of the market. According to the La Jolla board the average time on market in La Jolla is approx. 95-100 days

 

 [Comment From Dean Moriarty]

Howdy! I am a huge golfer. Do you have any luxury listings with great golf courses? Torrey Pines perhaps?

 

Maxine and Marti Gellens:  Dean - There are no homes on the Torrey Pines golf course. There is 1 home on the La Jolla Country Club golf course for sale not in the MLS for $3.6 million, another one listed at $1,749,000 and lastly if you are a real golf fan, there is one listed at $18 million. La Jolla Country Club is the only golf course in La Jolla with adjacent homes. Please feel free to contact us at 858-551-6630 or e-mail at maxine@gellens.com. There are many options in North County.

 

[Comment From Andrew]
Is there a particular area in San Diego that celebrities like to live? Would it help my investment in a home by purchasing in one of these areas?

Maxine and Marti Gellens:  Andrew - Celebrities in San Diego are mostly very low key. They live all over the county and the only thing we can tell you that causes a house to appreciate is it's location and the ECONOMY, not who lives there. Thanks!

 

 How soon do you intend to buy a home?
0-3 Months ( 14% )

 

4-6 Months ( 43% )

 

7-12 Months ( 14% )

 

More than a year ( 29% )

 

(Comment From Wayne from del mar]
Hi, thanks for doing this chat. Is there a single most important thing I should consider when buying one of these luxury homes?

 Maxine and Marti Gellens:  Wayne - Yes, its location and your specific needs

 

[Comment From Robert]
My wife and I are considering building a luxury home in San Diego. Is there a location that is friendly for custom homes, also where would be the best place to go for a larger plot of land?

 

 Maxine and Marti Gellens:  Robert - The easiest place to build a custom home with a large parcel of land would be North County in an unincorporated area because of the less restrictive codes. The larger plots of land are located in these same areas. Building in an area such as Rancho Santa Fe would be most desirable for building a custom home on a larger plot of land but you must be aware of the restrictions from the homeowners associations and governing bodies.

 

[Comment From Holly]
How can I keep current on the real estate market in La Jolla?

 

 Maxine and Marti Gellens:  Holly - We would be very happy to add you to our automated online property update via e-mail if you are interested. This would keep you apprised of any new listings and sales in La Jolla on an ongoing basis. Please contact us at 858-551-6630 or e-mail us at maxine@gellens.com.

 

Maxine and Marti Gellens:  We want to thank you all for attending this chat with us. For any further assistance you can contact us at 858-551-6630 or e-mail us at maxine@gellens.com or go to www.gellens.com.

 

SignOn Moderator:  

 

Thank you participating in today's live chat. We hope you enjoyed our latest feature from SignOnSanDiego.com. Stay tuned for more Real Estate chats, coming soon!

 

Recognized Agents: Maxine & Marti Gellens

Maxine & Marti Gellens of Prudential California Realty, La Jolla, received their most recent accolade in April when it was announced at the Prudential National Sales Convention that they ranked fifth among Prudential sales teams in the nation for 2008. Maxine and Marti also recently earned the distinction of being ranked number one in three categories for 2008: first for Prudential California Realty, La Jolla, in sales production; first for San Diego County in sales production; first for Southern California in sales production. This mother-daughter partnership has been a major force in the real estate market since 1994, when they merged their considerable talents to become one of the first mother-daughter teams to sell real estate.

 

 

Highlights & Awards

Recognized and respected by nine out of ten Americans, the Prudential name brings you the strength of one of the nation's largest financial services company. In fact, Prudential Financial has grown to provide services to more than 50 million people in North America.

Prudential California Realty is the largest franchisee of the Prudential Real Estate Network. Based in Southern California, Prudential California Realty operates over 58 offices and is ranked among the top five brokerages in the nation.

When you choose Prudential California Realty, you have made a decision to work with a highly professional team that brings to you personal representation, powerful resources and proven results.­­­ www.gellens.com

­­ www.SignOnSanDiego.com, Thursday, April 16, 2009

 

http://www.oceanfrontdelmarhomes.com/0096B3